10 Oct

How to Talk to Your Kids about Finances

General

Posted by: Jennifer Koop

How to Talk to Your Kids about Finances. Financial independence is a critical skill for future success that your children will not learn anywhere else. Not only does financial literacy help your children have more success in life, but it allows them to move out sooner and it avoids delaying your retirement with additional expenses […]

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28 Sep

Converting Your Basement to an Income Suite

General

Posted by: Jennifer Koop

Converting Your Basement to an Income Suite. With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option for this is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by […]

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27 Sep

Debt Reduction Key as Interest Rates Soar

General

Posted by: Jennifer Koop

Debt Reduction Key as Interest Rates Soar. There are lots of reasons people fall into debt but only one way out — and it requires a combination of planning, discipline, and persistence. With the rise in interest rates, there is no better time to map out an action plan to reduce your debt. Start by […]

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21 Sep

Understanding Mortgage Rates

General

Posted by: Jennifer Koop

Understanding Mortgage Rates. While not the only factor to look at when choosing a mortgage, interest rates continue to be one of the more prominent decision criteria with any mortgage product. Understanding how mortgage rates are determined and the differences between your typical fixed-rate and variable-rate options can help you make the best decision to […]

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20 Sep

What’s Being Done About Title Fraud?

General

Posted by: Jennifer Koop

What’s being done about title fraud? Your home is one of the greatest investments you’ll make in life. The idea of something happening to it is one of the worst images you can have as a homeowner. You can protect your property from damage or even break-ins, but identity thieves can threaten your ownership. Title […]

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20 Sep

Alberta title fraud caught: why expertise matters

General

Posted by: Jennifer Koop

Alberta title fraud caught: why expertise matters. Think title fraud is just a risk in places like Toronto and Vancouver? Think again. FCT just prevented $400,000 of fraud in a city of 20,000. It seemed like a standard refinance deal from a community east of Calgary, just a homeowner leveraging some of their equity. But […]

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12 Sep

How Job Loss Affects Your Mortgage Application

General

Posted by: Jennifer Koop

How Job Loss Affects Your Mortgage Application. Whether you’ve made an offer on a home already or are still in the process of looking, you already understand that buying a home is likely the largest investment you’ll ever make. When it comes to your mortgage application, there are a few things that you should avoid […]

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7 Sep

Unlocking Home Equity: The Benefits of a Reverse Mortgage vs a HELOC

General

Posted by: Jennifer Koop

Unlocking Home Equity: The Benefits of a Reverse Mortgage vs a HELOC. Do you need help to meet your retirement income needs? With rising inflation, accessing sufficient cashflow for your desired lifestyle can be challenging. However, with over 70% of Canadians owning their homes, tapping into home equity can be the cashflow solution you need. Tapping into […]

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6 Sep

Find Your Perfect Home Type

General

Posted by: Jennifer Koop

Find Your Perfect Home Type. When it comes to finding your perfect home, there are so many more options for potential homeowners! From a single-family dwelling to a townhouse to a modular home, the choices are seemingly endless. But, before you start widening your search, let’s take a look at what makes these home types […]

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16 Aug

The Two Most Costly Words in Personal Finance

General

Posted by: Jennifer Koop

The Two Most Costly Words in Personal Finance. Most of us have experienced how YOLO (You Only Live Once) is the one word that often leads to a pile of unpaid credit card bills and more than a few regrets down the road. However, YOLO has a contender for the world’s most expensive word, and […]

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