11 Dec

So, You Need a Tenant

General

Posted by: Jennifer Koop

So, You Need a Tenant. If you have a basement suite or rental property and you are currently looking for a tenant, there are some things to know! Whether this is your first tenant or you have other rental properties, it is a good idea to familiarize yourself with the specifics to ensure a harmonious […]

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5 Dec

What do Your Teenagers Need to Know about Money?

General

Posted by: Jennifer Koop

What do Your Teenagers Need to Know about Money? As adults, we all know the critical importance of managing money wisely and the impact our financial situation has on our overall well-being. As parents we do our best, but there are plenty of life lessons we need to teach our kids, and personal finance doesn’t […]

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4 Dec

Mortgage Portability

General

Posted by: Jennifer Koop

Mortgage Portability. When it comes to getting a mortgage, one of the more overlooked elements is the option to be able to port the loan down the line. Porting your mortgage is an option within your mortgage agreement, which enables you to move to another property without having to lose your existing interest rate, mortgage […]

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14 Nov

RESP a No-Brainer when it Comes to Education Savings

General

Posted by: Jennifer Koop

RESP a No-Brainer when it Comes to Education Savings. Another school year is well on its way, and we all know what that means…. your kids have inched another year closer to graduation and in many cases, heading off to another “school” to further their education and skills. Whether it’s university, career college or vocational […]

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8 Nov

Choosing Your Ideal Payment Frequency

General

Posted by: Jennifer Koop

Choosing Your Ideal Payment Frequency. Your payment schedule is the frequency that you make mortgage payments and ranges from monthly to bi-monthly, bi-weekly, accelerated bi-weekly or even weekly payments. Below is a quick overview of what each of these payment frequencies mean: Monthly Payments: A monthly payment is simply a single large payment, paid once per […]

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8 Nov

Market Beware: Subject Free Offers

General

Posted by: Jennifer Koop

Market Beware: Subject Free Offers. When it comes to purchasing a home, most offers include conditions or subjects, which are requirements or criteria to be met before the sale can be finalized and the property is transferred. Some of the most common subjects include: Financing approval Home inspection Fire/home insurance protection Strata document review if […]

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2 Nov

Home Renovations – Reality vs. Television

General

Posted by: Jennifer Koop

Home Renovations – Reality vs. Television. Watching home renovation shows is inspiring, often providing us with ideas for our own spaces. However, there is a bit of a downside when it comes to these shows – they can be misleading when it comes to the renovation process. While we may want to recreate something from […]

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1 Nov

Empowering Aging in Place with the CHIP Reverse Mortgage

General

Posted by: Jennifer Koop

Empowering Aging in Place with the CHIP Reverse Mortgage. As we age, maintaining independence and staying in the home we love can be a challenge, especially when faced with reduced mobility and the need for costly home modifications and personal care services. However, with the CHIP Reverse Mortgage by HomeEquity Bank, aging in place becomes […]

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17 Oct

What is Alternative Lending?

General

Posted by: Jennifer Koop

What is Alternative Lending? When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your application doesn’t fit into the box of the big traditional institutions, you’ll find […]

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10 Oct

What Insurance Protection Does Your New Home Need?

General

Posted by: Jennifer Koop

What insurance protection does your new home need? With interest rate hikes on pause, more buyers are coming off the sidelines and looking to enter the market. Prices are high, so protecting your investment and your home is more important than ever. What insurance will you need to protect your new home? A quick Google […]

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