Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we can help you find the right mortgage for you!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 5.09%
- $586.74
- $62.01
-
- 2 Years
- 5.44%
- $606.90
- 4.54%
- $555.70
- $51.20
-
- 3 Years
- 4.62%
- $560.16
- 4.24%
- $539.11
- $21.05
-
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
-
- 5 Years
- 4.56%
- $556.81
- 4.24%
- $539.11
- $17.70
-
- 7 Years
- 6.41%
- $664.38
- 5.19%
- $592.47
- $71.91
-
- 10 Years
- 6.81%
- $688.72
- 5.29%
- $598.22
- $90.50
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Jennifer & Susan are amazing! They helped me get the mortgage I needed while helping me understand that getting the lowest rate is only one part of the right mortgage for me. They are professional while personable, efficient and knowledgeable. I am so impressed by the level of service and results with Cottage Country Mortgage that I always encourage my real estate clients to call them first!
Scott Aitchison
Dominion Lending Centre and Jennifer Koop are beyond helpful. I originally went through a regular bank about a mortgage and it would take forever for them to get back to me (pre covid) so I decided to try something different, I called up Dominion Lending and Jennifer had all my questions answered the same day. Mortgage process was easy and she always got back to me. I would go through Dominion Lending without a second guess. Keep up the great customer service it shows that we are not just a number to you.
Michelle Norman
Incredible service!
Mrs. McCarey
We had the most incredible experience with Jennifer and Susan! They made a stressful process stressfree…we would highly recommend them to family and friends. Don’t look any further for a better deal -these ladies have it covered 🙂
Kristin Adams
After getting the run around, from our bank regarding our renewal, we reached out to the Cottage Country Mortgage Agents with Dominion Lending Centres. They provided a better rate right from the start of our communication. It was refreshing to know that they genuinely had our best interests in mind and therefore we decided to go with their recommendation. Thank you, Susan and Jennifer, for coordinating all the details and for even arranging for us to be able to sign the papers at our cottage. Highly recommend working with these ladies of integrity!
Diana Skinner
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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