Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we can help you find the right mortgage for you!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Jennifer & Susan are amazing! They helped me get the mortgage I needed while helping me understand that getting the lowest rate is only one part of the right mortgage for me. They are professional while personable, efficient and knowledgeable. I am so impressed by the level of service and results with Cottage Country Mortgage that I always encourage my real estate clients to call them first!
Scott Aitchison
I wanted to thank you so much for helping us to get our mortgage figured out. It was so painless and we couldn’t be happier. – T.H.
Buying our first home was exciting and Jennifer was so good at explaining all the details step by step. Thank you for walking us through the process so that we understood what was best for us and for getting us the financing we needed. We would definitely recommend you call Jennifer about your mortgage, thanks again!
Sarah Davis Pifer
Thank you for all of your help & hard work in making my dream property a reality (& thanks again for your help with the cottage too!) I will definitely recommend you to friends and family.
Peter, Muskoka ON
The Cottage Country Mortgage Agents are awesome!! We are so grateful for all the advice and financial planning they have given us to get us prepared for our next home purchase. Thanks you for answering all our questions while we find the perfect property!
Rachel Hicks
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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