Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we can help you find the right mortgage for you!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 6.15%
- $648.75
- 5.24%
- $595.34
- $53.41
-
- 2 Years
- 5.44%
- $606.90
- 4.79%
- $569.71
- $37.20
-
- 3 Years
- 4.62%
- $560.16
- 4.14%
- $533.64
- $26.53
-
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
-
- 5 Years
- 4.56%
- $556.81
- 3.99%
- $525.48
- $31.34
-
- 7 Years
- 6.41%
- $664.38
- 5.15%
- $590.17
- $74.20
-
- 10 Years
- 6.81%
- $688.72
- 5.25%
- $595.92
- $92.81
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
The Cottage Country Mortgage Agents with Dominion Lending Centres are an awesome mortgage company to deal with. Jennifer Koop has been our mortgage agent for a few years now and it’s always a pleasure dealing with her and her team. They are prompt, efficient, reliable and can get the job done! As a Realtor, I know that it can be very intimidating and confusing to purchase a home, but Jennifer makes you understand what is needed from start to finish. She will prepare you during the application process for what to expect. She will help you get the best mortgage and ensure you have everything in order prior to your closing date. I recommend Jennifer Koop at Dominion Lending Centres to all our friends, family and clients and highly recommend her to anyone looking for the best rate and mortgage team.
Scott Morrison
Jennifer Koop was very helpful, comprehensive and diligent when she handled our mortgage. We bought a new house and sold our old one but the dates did not line up. We needed bridge financing between the two completion dates and Dominion Lending Centres came through for us with flying colors. Everything was completed remotely without me ever having to set up an appointment. Jennifer was always there to answer our questions and to update the details of our mortgage when changes had to occur. She also gave us a terrific rate. So YES, we would definitely recommend using the Cottage Country Mortgage Agents!
Ken Dyck
We contacted Jennifer and Susan with Dominion Lending Centres when it came time to renew our mortgage. They were prompt, courteous and super friendly. No request was too small, and they were more than happy to answer all our questions. In keeping with the great service, we also received a great mortgage to do all that we needed. We will absolutely return to them when my mortgage comes up for renewal again. Thank you to these two wonderful women!
D. Hutt
We had the most incredible experience with Jennifer and Susan! They made a stressful process stressfree…we would highly recommend them to family and friends. Don’t look any further for a better deal -these ladies have it covered 🙂
Kristin Adams
After getting the run around, from our bank regarding our renewal, we reached out to the Cottage Country Mortgage Agents with Dominion Lending Centres. They provided a better rate right from the start of our communication. It was refreshing to know that they genuinely had our best interests in mind and therefore we decided to go with their recommendation. Thank you, Susan and Jennifer, for coordinating all the details and for even arranging for us to be able to sign the papers at our cottage. Highly recommend working with these ladies of integrity!
Diana Skinner
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Videos
DLC - Self Employed Mortgage Solution
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DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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