Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we can help you find the right mortgage for you!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.55%
Current prime rate is
5.20%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.24%
- $595.34
- $151.35
-
- 2 Years
- 7.34%
- $721.53
- 5.19%
- $592.47
- $129.06
-
- 3 Years
- 6.94%
- $696.72
- 4.44%
- $550.14
- $146.57
-
- 4 Years
- 6.74%
- $684.44
- 4.54%
- $555.70
- $128.74
-
- 5 Years
- 6.79%
- $687.50
- 4.39%
- $547.37
- $140.12
-
- 7 Years
- 7.10%
- $706.60
- 5.35%
- $601.69
- $104.91
-
- 10 Years
- 7.25%
- $715.92
- 5.75%
- $625.02
- $90.90
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
We bought our first house and are thrilled! Thank you, Jennifer Koop, for your fantastic service and all that you did to help us get our mortgage. You are friendly and knowledgeable and gave good advice that landed us in our beautiful home. I would highly recommend Jennifer and her team to anyone buying a home.
Shanna Johnson
Hi Jen,
Just wanted to thank you for going the extra mile and thinking “long-term” with regards to my refinance and possible rental property mortgage.
I have never had a real estate deal go without things coming up, but your personal attention and thoroughness made the deal go almost seamless and stress free!!!
I have already sent your contact info to a couple other friends, and will continue to do so!!!
Thank you so much for everything!!!!
You have a “Customer for Life!”
Ross - Muskoka, ON
Jennifer & Susan are amazing! They helped me get the mortgage I needed while helping me understand that getting the lowest rate is only one part of the right mortgage for me. They are professional while personable, efficient and knowledgeable. I am so impressed by the level of service and results with Cottage Country Mortgage that I always encourage my real estate clients to call them first!
Scott Aitchison
Jennifer and her entire team at Dominion Lending Centres in Huntsville is outstanding! They are experts in their field, and have provided an unprecedented level of service. I have worked with banks in the past and have never felt a level of comfort and convenience that the Cottage Country Mortgage Agents have given. Thanks for making this experience feel effortless, and ultimately doing the leg work so we get to focus on being excited about our new home! Highly recommend calling Jennifer to get the job done!
Bryan Knappett
The Cottage Country Mortgage Agents are awesome!! We are so grateful for all the advice and financial planning they have given us to get us prepared for our next home purchase. Thanks you for answering all our questions while we find the perfect property!
Rachel Hicks
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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