8 Nov

Market Beware: Subject Free Offers

General

Posted by: Jennifer Koop

Market Beware: Subject Free Offers. When it comes to purchasing a home, most offers include conditions or subjects, which are requirements or criteria to be met before the sale can be finalized and the property is transferred. Some of the most common subjects include: Financing approval Home inspection Fire/home insurance protection Strata document review if […]

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2 Nov

Home Renovations – Reality vs. Television

General

Posted by: Jennifer Koop

Home Renovations – Reality vs. Television. Watching home renovation shows is inspiring, often providing us with ideas for our own spaces. However, there is a bit of a downside when it comes to these shows – they can be misleading when it comes to the renovation process. While we may want to recreate something from […]

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1 Nov

Empowering Aging in Place with the CHIP Reverse Mortgage

General

Posted by: Jennifer Koop

Empowering Aging in Place with the CHIP Reverse Mortgage. As we age, maintaining independence and staying in the home we love can be a challenge, especially when faced with reduced mobility and the need for costly home modifications and personal care services. However, with the CHIP Reverse Mortgage by HomeEquity Bank, aging in place becomes […]

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17 Oct

What is Alternative Lending?

General

Posted by: Jennifer Koop

What is Alternative Lending? When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your application doesn’t fit into the box of the big traditional institutions, you’ll find […]

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10 Oct

What Insurance Protection Does Your New Home Need?

General

Posted by: Jennifer Koop

What insurance protection does your new home need? With interest rate hikes on pause, more buyers are coming off the sidelines and looking to enter the market. Prices are high, so protecting your investment and your home is more important than ever. What insurance will you need to protect your new home? A quick Google […]

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10 Oct

How to Talk to Your Kids about Finances

General

Posted by: Jennifer Koop

How to Talk to Your Kids about Finances. Financial independence is a critical skill for future success that your children will not learn anywhere else. Not only does financial literacy help your children have more success in life, but it allows them to move out sooner and it avoids delaying your retirement with additional expenses […]

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28 Sep

Converting Your Basement to an Income Suite

General

Posted by: Jennifer Koop

Converting Your Basement to an Income Suite. With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option for this is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by […]

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27 Sep

Debt Reduction Key as Interest Rates Soar

General

Posted by: Jennifer Koop

Debt Reduction Key as Interest Rates Soar. There are lots of reasons people fall into debt but only one way out — and it requires a combination of planning, discipline, and persistence. With the rise in interest rates, there is no better time to map out an action plan to reduce your debt. Start by […]

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21 Sep

Understanding Mortgage Rates

General

Posted by: Jennifer Koop

Understanding Mortgage Rates. While not the only factor to look at when choosing a mortgage, interest rates continue to be one of the more prominent decision criteria with any mortgage product. Understanding how mortgage rates are determined and the differences between your typical fixed-rate and variable-rate options can help you make the best decision to […]

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20 Sep

What’s Being Done About Title Fraud?

General

Posted by: Jennifer Koop

What’s being done about title fraud? Your home is one of the greatest investments you’ll make in life. The idea of something happening to it is one of the worst images you can have as a homeowner. You can protect your property from damage or even break-ins, but identity thieves can threaten your ownership. Title […]

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