11 May

5 Steps to Getting a Mortgage

General

Posted by: Jennifer Koop

5 Steps to Getting a Mortgage. While the mortgage process can be daunting, we have broken it down into 5 easy steps to help you get started! Plus, Jennifer Koop, mortgage expert is happy to help guide you every step of the way so it is even easier to make your dreams of home ownership […]

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4 May

Make Your Mortgage Work for You

General

Posted by: Jennifer Koop

Make Your Mortgage Work for You. When it comes to mortgages, it can be easy to get overwhelmed by the sheer number of options! Fortunately, we are here to help! Below are some of the mortgage details that you should understand to ensure that you are getting the best mortgage for YOU: Interest Rate Type […]

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25 Apr

Need an Appraisal? Tips for Success.

General

Posted by: Jennifer Koop

Need an Appraisal? Tips for Success. If you are looking to buy a home or want a current value of your property, you will need an appraisal. Before banks or lending institutions can consider loaning money for a property, they need to know the current market value of that property. The job of an appraiser […]

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20 Apr

What is an Uninsurable Mortgage?

General

Posted by: Jennifer Koop

What is an Uninsurable Mortgage? When it comes to mortgages, insurance is necessary to protect the lender on these types of loans, which deal in large sums of money. There are three different tiers relating to insurance, which all have different minimum down payment amounts and varying premium insurance fees. Insured mortgages typically have a less than […]

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18 Apr

Why You Should Have a Power of Attorney

General

Posted by: Jennifer Koop

Why You Should Have a Power of Attorney. You work a lifetime building your nest egg, so the thought of losing financial control can be difficult at any point in life. However, having a trusted document like a power of attorney (POA) can bring you and your loved ones peace of mind. Contrary to what […]

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20 Mar

Selling Your Home in the Spring

General

Posted by: Jennifer Koop

Selling Your Home in the Spring. Are you looking to sell your home? We have a few tips to help you make the most of the spring season! Hire an Experienced Realtor: Before preparing your home for the Spring market, you will want to hire an experienced realtor! A good realtor will serve as your guide […]

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13 Mar

4 Financial Myths

General

Posted by: Jennifer Koop

4 Financial Myths. Enriched Academy was launched back in 2013 after a successful appearance on the TV show Dragons’ Den by co-founders Kevin Cochran and Jay Seabrook. Although they would have loved to appear on the hit TV show MythBusters as well, fact-checking financial advice just didn’t have the mass appeal of learning whether one could survive on a […]

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9 Mar

10 “Must Know” Credit Score Facts

General

Posted by: Jennifer Koop

 10 “Must Know” Credit Score Facts. If you are in the market for a home or a new car, you are probably very familiar with your credit score. Lenders are one of the primary users of credit scores and it can have a huge impact on whether you get approved for a loan and just […]

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27 Feb

How can homeowners protect themselves against title fraud?

General

Posted by: Jennifer Koop

How can homeowners protect themselves against title fraud? With news stories surrounding title fraud breaking weekly, more homeowners are asking what they can do to protect their homes before they become the next headline. Daniela DeTommaso, President of FCT, addressed the issue in a recent interview on CBC’s Metro Morning with Ismaila Alfa. “We’re seeing a level of sophistication […]

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29 Nov

Second Mortgages: What You Need to Know

General

Posted by: Jennifer Koop

Second Mortgages: What You Need to Know. One of the biggest benefits to purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovations, or taking out additional loans – such as a second mortgage. What is a second mortgage? First […]

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